Welcome to McCune and Reed Insurance

119 North Washington Ottumwa, IA 52501

Phone: 641-682-8027

Toll Free: 800-753-6732

RV Insurance

In years past, if an individual owned an RV, the RV was covered by an endorsement to the insured’s homeowner’s policy. This endorsement provides sufficient but limited coverage. Insurance companies are now offering RV-specific insurance policies that provide for a much broader range of protection. Some of the benefits to an RV-specific insurance policy are as follows:

· Most all types of RVs, travel trailers, and motor homes are eligible for this product.

· Physical Damage Settlement Options include Actual Cash Value, Agreed Value, or Total Loss Replacement Cost. These settlement options may be contingent on the year of the RV.

· Full-Timer’s Package for those who travel most of the year with their RV, or even no longer own a home. The Full Timer’s Package provides coverage for personal items that may be in storage, liability coverage, and several other features.

· Roadside Assistance, Towing and Labor, and Trip Interruption included at no charge when comprehensive and collision coverage is selected on the policy.

· Personal Property Replacement Cost. Additionally, if personal property is lost, stolen, or damaged, the claim will not be charged against your homeowner’s insurance policy, minimizing the potential of a homeowner’s insurance premium increase.

· Deductible Rewards Program. Watch your comprehensive and collision deductibles disappear with each year you go claim free.

· Qualify for money-saving discounts for being a member of an RV Association, for being a home owner, for having multiple insured RVs,, or for having more than one policy with the same company.

For many, your RV is your home away from home. Let McCune and Reed Insurance discuss your insurance needs and provide you with an affordable solution today!