Welcome to McCune and Reed Insurance

119 North Washington Ottumwa, IA 52501

Phone: 641-682-8027

Toll Free: 800-753-6732

Protecting your Child's Future

Many parents and grandparents don't want to think about a life insurance policy for their children or grandchildren, but did you know, that this is one of the best times to issue a life insurance policy?

For a one-time premium of $250 per unit, if your child or grandchild meets underwriting criteria, you can purchase a life insurance policy ranging from $5,000 to $15,000. You can purchase up to two units of coverage per child.

Per Unit Benefit:

$5,000 from Age 0 to Age 12

$10,000 from Age 13 to Age 17

$15,000 from Age 18-23

With the purchase of this policy, your child or grandchild, will be insured through their 23rd birthday. After that, you child or grandchild can take advantage of the future insurability guarantee, which allows your child to continue with permanent life insurance protection up to $100,000 by paying premiums at age 23. This means that no matter what your child's health situation may be at age 23, they are guaranteed coverage.

Contact one of our Life and Health agents today!