Coverage for Your Business in Ottumwa, IA, Bloomfield, IA and Surrounding Areas
Protecting Business Owners in Ottumwa and Bloomfield, IA and Beyond
Every company faces unique risks. Drivers transporting people or goods, workers handling toxic substances, and employees ensuring others’ physical well-being are among them. Each of these risks requires commercial insurance coverage, and this coverage must be specifically matched to each element of an enterprise. At McCune and Reed Insurance our agents deliver plans that include these coverages and meet your business insurance and risk management needs.
We specialize in business insurance and work with numerous carriers. These carriers provide coverages that ensure that we can give you the right policy for your needs. Even if you need specialty coverage or several different policies from different carriers, we’ll be able to provide what you require. We start with an in-depth assessment of your operation and then align the risks that this operation faces with appropriate coverages. We develop a comprehensive policy that reflects the best value for your insurance investment dollars, and over time we help you reduce costs and manage risks and claims.
Coverages Customized to your Specific Needs
The specific blend of coverages that you choose depends on many factors that range from the services or products you provide to the number of employees who work for you, and where and how these employees work. In Southeast Iowa most businesses face basic risks that require standard coverages. However, each business also faces unique exposures and these exposures require individualized coverages that are tailored specifically to the enterprise.
At McCune and Reed Insurance our agents compare different packages that contain coverages you need. This allows you to select the package that maximizes your value. We tailor this package so that it adequately protects your company from challenges that can undermine its financial health.
Some of our most common coverage options are as follows:
- Commercial Property Insurance
- Commercial General Liability
- Business Owners Policy (BOP)
- Inland Marine Insurance
- Commercial Auto Insurance
- Commercial Umbrella Insurance
- Professional Liability Insurance
- Workers Compensation Insurance
- Crime Insurance
- Service Business Package
- Dry cleaners Insurance Package
- Electrician Insurance Package
- Employment Practices Liability Insurance (EPLI)
- Florist Package
- Golf Course Insurance Package
- Lawn & Garden Insurance Package
- Office Insurance
The coverage you choose for your business should fully protect the company’s assets and interests. You know your business intimately and may even understand insurance very well, but your knowledge and understanding do not preclude the need to work with a specialized agent. Our agents at McCune and Reed cannot only help you develop the best plan for the right price, but they can also identify ways for you to save and manage risks and claims. Working with us gives you great value and is a sound investment in your business’ future.
Dedicated Agents and Ongoing Support
Whether you run a large operation with hundreds of employees or a small operation in which you’re a sole proprietor and the only employee, you need insurance that matches your coverage and compliance needs. At McCune and Reed we provide you with a plan that meets your needs and is priced most-competitively. The cost-effectiveness of your plan is not a reflection of a sacrifice in protection but rather a reflection of the best available product.
Our agents are dedicated to your ongoing financial health and ability to do business, and we don’t want you to be bogged down with concern for the protection of your business. We consider you a partner, and in our partnership with you we advocate on your behalf and advise you so that you can make the best decisions. The result is that your insurance protects you and helps you operate without unnecessary financial loss. Our goal is to make sure that you never want for the information and resources you need to do business the way you want.
McCune and Reed Insurance is proud to provide business insurance solutions locally in the Ottumwa, Bloomfield, Centerville, Albia, Oskaloosa, and Fairfield, IA area, in addition to other areas within the states of Iowa, Illinois, and Missouri.