These days, retaining good motorcycle insurance is more important than ever. Motorcycle insurance can compensate you if you are injured in an accident, provide funds needed to repair your bike and pay for losses due to theft. In addition, motorcycle insurance is required by law and you could face serious penalties and fines if you aren't covered.
Top Tips for Buying Motorcycle Insurance 
- Bundle if Possible: Before purchasing a policy elsewhere, be sure to check with your current auto and/or home insurance provider to see if they offer a bundling plan. Often these plans are available to current customers at a discounted rate.
- Speak with an Independent Agent: Purchasing insurance online may be convenient, but reaching out to an independent agent is the best way to secure a good deal, along with personalized assistance. In some cases, the agent may help you qualify for special deals or offers. In addition, a live agent can help you customize your policy to suit your specific needs.
- Choose Your Plan Wisely: Simple liability and comprehensive coverage are two very different types of policies. When investigating plans, make sure you choose a policy with just the right amount of coverage. Consider your bike's worth, whether you ride year-round or seasonally, and what type of medical coverage is offered in the event of an accident.
- Take a Safety Course: Safety courses can reduce your total policy cost. These courses are often available at your local motorcycle dealership or by a private company. When you complete the course you will receive a certificate to share with your insurance provider, which can reduce your rate of coverage.
- Check State Laws: Before purchasing a policy, be sure the coverage is enough to meet state motorcycle insurance regulations. Though many of these regulations are standard, they still can vary from state to state.
No matter which plan you choose, you can rest easy that your insurance company will have you covered when you need them most. Remember to ride safe and enjoy the season responsibly.